Terms & Conditions

By accessing and using this website, you confirm that you accept these terms and conditions and agree to comply with them. If you do not agree to these terms, you must not use this website.

Exchange Capital Partners Limited t/a as ECAP and ECAP (IOM) Limited (hereafter collectively referred to as ‘ECAP’) is a treasury consultancy business, not a bank.  Banking, payment and FX services are delivered via regulated partners who are detailed within this website.  

This website is prepared and issued in the United Kingdom. It is intended for general information purposes only and does not consider the laws or regulations of any jurisdiction other than the United Kingdom and Isle of Man.

The content of this website is subject to change without notice and may not always be up to date.

Nothing on this website constitutes, or is intended to constitute, financial, investment, tax or other professional advice, or a personal recommendation. You should not rely on any information on this website in making any financial or investment decision.

If you require advice, you should contact an appropriately qualified professional adviser.

Nothing on this website constitutes an offer or solicitation to buy or sell any currency, financial instrument or service in any jurisdiction where such offer or solicitation would be unlawful.

Whilst ECAP uses reasonable efforts to ensure that the information on this website is accurate, current and complete at the time of publication, no representation, warranty or guarantee (express or implied) is given as to its accuracy, currency or completeness.

To the fullest extent permitted by law, ECAP accepts no liability for any loss or damage, whether direct, indirect or consequential, arising from or in connection with the use of, or reliance on, this website or any information contained in it, or from any interruption or delay in access to the website.

ECAP does not warrant that this website will be available at all times, or that it is free from errors, defects, viruses or other harmful components. You are responsible for using appropriate virus checking software.

This website may contain links to third-party websites. ECAP has no control over, and accepts no responsibility for, the content or availability of such websites. The inclusion of any link does not imply endorsement by ECAP of the linked site or any products or services referred to on it.

Unless otherwise stated, the contents of this website are the property of ECAP and are protected by copyright and other intellectual property rights, with all rights reserved.

You may download or print individual pages of this website for your personal use and information only, provided that you do not remove any copyright or other proprietary notices.

You must not reproduce, distribute, modify, decompile, disassemble, transmit, reuse, repost or use any part of this website for commercial purposes without ECAP’s prior written consent.

Please note that e-mail is not a fully secure means of communication. ECAP cannot guarantee that any e-mail you send will be received, or that the confidentiality of such e-mail will be maintained during internet transmission.

You should avoid sending sensitive or confidential information by e-mail where possible. If you are in any doubt as to whether an e-mail has been received, please contact us by telephone.

You must not misuse this website by (for example but not limited to), introducing viruses, trying to gain unauthorised access or using it for unlawful purposes

If you are having difficulty accessing information on this site, please contact us for further assistance.

ECAP may revise these terms and conditions at any time by updating this page. You should check this page from time to time to take notice of any changes, as they are binding on you.

ECAP will handle any personal data in accordance with its Privacy Policy, which explains how we collect, use and protect personal information, and the circumstances in which it may be transferred internationally. By using this website and communicating electronically with us, you acknowledge that your personal data may be processed in accordance with that policy

Please refer to our Privacy Policy and Cookie Policy for further details.

These terms and conditions, and any dispute or claim arising out of or in connection with them or their subject matter, shall be governed by and construed in accordance with the laws of England and Wales.

The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with the use of this website.